Comments on: What Happens When A New Car Kinda Gal Marries A Debt Free Kinda Guy

By: Katie

Katie — Tue, 24 Nov 2009 19:55:55 +0000

I needed this post today! We started the Dave Ramsey program not long after our 3rd child was born (3 in 3 years KILLS your finances!) We were desperate and everyone had told us to try Dave Ramsey and skeptically agreed to go through Financial Peace University. We really thought there was no way out for us!! When I look back at 2 years ago where we were, I can’t believe how far we’ve come! We’re still not rich by any means! We’re still pushing through the baby steps, but the peace that we feel is indescribable!

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Yay for you Katie! Keep going! Keep going! Doesn’t it feel good to be responsible and take responsiblity? You’ll get there!

By: TheChickadeefeeder

TheChickadeefeeder — Sat, 21 Nov 2009 18:15:53 +0000

This is a great post. We live the same way, and you’re right–the assurance it brings is worth it!

By: Blog Antagonist

Blog Antagonist — Mon, 16 Nov 2009 03:01:18 +0000

We have a similar story, except that I am AD and husbad was you. Anyway…I fell sway to his influence and we managed to get ourselves into a whole heap of debt before coming to the same conclusion as you and AD. We spent five years paying off the credit cards. It’s hard sometimes, and like you, I feel sorry for myself on occasion because I don’t have all the stuff that people around us do. Righ now, I am seriously coveting a nice new living room set.

But the wisdom of our ways really came to bear when husband lost his job. Because we live in a modest home, and one of our cars was paid for, and we had no unsecured debt…we were able to weather that storm.

I was hoping this economic crunch would wake people up a bit, but I think that’s a futile hope.

By: Sue

Sue — Sat, 07 Nov 2009 06:24:51 +0000

I listen to Dave about every a.m. My husband comes into the room and turns off the radio if he’s on; I think he doesn’t want to think that way. I don’t know when we’ll get out of debt, but my husband recently had his old truck fixed instead of buying a new one. I was proud of him for that because I believe several years ago he would have wanted to get a new one.

By: Meg @ Spicy Magnolia

Meg @ Spicy Magnolia — Wed, 04 Nov 2009 12:08:28 +0000

Great post, AM! And I love the picture. We are grateful to our premarital counselors who made us talk about money and also plan a budget. Like you, we both brought varying experiences with money growing up which shaped our thoughts. Even reading your post this morning has reminded me that I need to curb my spending, as I am the one in the family who tends to be a quick, thoughtless spender. We’ve taken both the Crown class and Dave Ramsey’s. Ramsey’s helped us practically apply what we were learning, and those baby steps were fun to check off! We are so grateful that we only lived off my hubby’s income all the years before having Brennan so it made the adjustment easier. Thanks for the reminder about my spending and for helping me start out the morning by being thankful for all that we’ve been blessed with, including the knowledge to know how to handle money wisely.

By: Jenn A.

Jenn A. — Sun, 01 Nov 2009 18:44:41 +0000

I enjoyed your post, AM. After almost 6 years of marriage, we are still in the thick of this battle, but we are winning the war slowly.

Our situation is a little different because most of our debt was caused by an identity theft by parent situation, but nonetheless we are responsible for the credibility of our name.

We made a plan when we got married to pay off that bad debt, but to take student loans to complete my teaching degree. So glad we did so because now we are in the position, with two incomes and no children, to use a large portion of one income to pay off, pay off, pay off!

There is a light at the end of this tunnel, and it is getting brighter. We have definitely made our share of mistakes along the way, but I also would not trade this experience for anything because it has changed me for the better.

Thanks for the reminder that we are not alone-among the late 20somethings, we are like circus freaks, haha. Many of our friends make fun of my coupon groccery shopping or discount clothing purchases, but having been on the pinnacle of bankruptcy caused by someone else, I would never intentionally put myself in that situation.

Jenn

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Thanks for sharing your story. I think I would be hurt and a little bit angry about having to cover the debt of someone else under the circumstances you describe – I admire you.

You know, sometimes bad debt happens to good people through no fault of their own – medical debt, identity theft.

And other times bad debt happens to good people who just aren’t paying attention –haven’t made thoughtful decisions about how they are going to live their lives and manage saving and spending. Debt is a powerful undertow and it’s easy to get carried out to sea. I was in the latter category.

By: Fiddledeedee

Fiddledeedee — Sun, 01 Nov 2009 08:54:33 +0000

AM, I’m a huge Dave Ramsey fan and listen whenever I can to his radio show. I WISH I HAD HEARD YOU.

We’ve been debt free for about 10 years. I’m taking Financial Peace University because I want to learn more about investing and STAYING debt free.

Loved this post.

By: Elizabeth Mahlou

Elizabeth Mahlou — Sun, 01 Nov 2009 03:14:22 +0000

Your debt-free life is inspirational.

By: On debt « Two Ways of Renouncing the Devil

On debt « Two Ways of Renouncing the Devil — Sat, 31 Oct 2009 12:46:11 +0000

[...] 31, 2009 by twortd Nice straightforward post here via [...]

By: Kerrie

Kerrie — Sat, 31 Oct 2009 01:28:28 +0000

My small family is also a cash or don’t buy family, though I am the one always saying, “no you can’t get that.” We discuss EVERY purchase, weather it be large or small. Not out of necessity, but out of respect. “Mind if I pick up some books?” etc.

My mother asks why I never get a new car, when my (paid for one) breaks down. I say I don’t want it’s depreciation. She rolls her eyes and doesn’t agree. She also just filed bankruptcy in court today.

PS: I am not a Christian, but I enjoy reading about your connection with God. Thanks!