Always Real, Money, Parenting Gone Awry

Growth Spurts, Money Jars, The Circle Of Life And Other Things

About a year ago, Sean’s grandmother gave him a money jar which sits on top of his dresser. It is a big plastic jar that looks like a pickle jar, only it has a slot on the top which shows a digital reading of how much money has been deposited.  The digital reading is about as accurate as taking a wild guess, or basically the same formula we are using to determine the actual cost of national healthcare. Be that as it may… Like his father, Sean likes to hold on to his money, so after…

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Antique Daddy, Money

What Happens When A New Car Kinda Gal Marries A Debt Free Kinda Guy

Go get a beverage, it’s a long one today… * * * A week or so ago, I saw on my Twitter stream that Dave Ramsey was looking for stories of people who have been living debt free for 10 or more years.  Since we had just celebrated our 11th debt-free anniversary, I took the time to send him our story in a paragraph or two. I was really surprised when the producer emailed me and asked if I would talk to Dave on the air on Friday because our story is not all that exciting.…

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Antique Junk Drawer, Money

Learning To Work

Some random thoughts on the importance of learning to work. * * * Back in the olden days, many people bore children to help them work the farm. They needed people to work the land to survive, so they bred them. I recently read an interview with AD’s grandmother who was born in the 1890s.  She talked about how she walked behind a plow and picked cotton when she was seven.  It was harsh, but it had to be done.  She had to help, everyone did, that’s just the way it was.  Probably your grandparents or…

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Money, Thinkin' Out Loud

Let Goliath Fall

I was listening to a popular financial radio show the other day and a caller asked the question that people like me have been thinking:  Why do we “have” to bail out the automakers?  Why couldn’t we just let GM fail?  Two of the reasons the talk show host cited was because it would damage the US economy too much and because no parts could be made for existing cars. First of all. What?  The economy is already a gaping bleeding wound, so what’s the point of putting a zillion dollar band-aid on it only to…

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Always Real, Money

Antique Mommy’s Bail Out Plan – Step Three

Step 3 – This is where it gets complicated. We need to look long term for solutions to this crisis, beyond this current financial cycle, beyond the bears and bulls and far into the future.  This is a many-faceted problem.  One legislative act, one plan, one bail out is not a real solution. I think we all recognize that we are a nation of consumer gluttons. Our appetite for consumables is insatiable.  We gorge ourselves on product and purchase, always shopping and shopping, never satisfied, never really enjoying anything for very long. All we can think…

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Money, Sometimes Tart

Antique Mommy’s Bail Out Plan – Step Two

Here’s where all you lovely people who left nice comments yesterday will turn against me.  But it has to be said. This financial crisis? It’s your fault. Well, not all your fault, but you are a component of this complicated mess.  No, no, not you personally.  Well maybe you personally, I don’t know, but I mean you and me, the American public — Democrats and Republicans and yes, even those wacky Independents, those crazy kids.  This crisis has been in the making for the last 40 years.  Universally speaking — which means I’m speaking generally and not specifically about…

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Money, Sometimes Tart

Antique Mommy’s Bail Out Plan

Step One: Seize all the assets of the CEO’s, CFO’s and anyone else involved in the failed institutions with a $15 million golden parachute (or any parachute with the word million), including homes, foreign assets, art, cars, furniture and clothes that are not from Target or Wal-Mart — including the college fund for their kids. Sorry – the whole sins of the father thing. And also because thanks to their irresponsible and unethical actions, a lot of middle class kid’s college funds are gone, so it seems fair to me. Finally, they should be banned from…

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